The Center for Agriculture and Rural Development Mutual Benefit Association—CARD MBA— is part of the system of CARD Mutually Reinforcing Institutions (MRI) that also includes CARD Bank, CARD Inc. (a non-governmental organisation or NGO), and the CARD Training Center. The MBA offers life and disability insurance, as well as an obligatory provident fund to CARD Bank and CARD Inc. members. For CARD’s borrowers, MBA offers the All Loans Insurance Package (ALIP), which is a loan...