Newsletter - October 2026 | Microinsurance Network

Feature

International Conference on Inclusive Insurance 2026 - Big risks, micro protection: An unfinished story from the 2026 Landscape of Microinsurance

At the International Conference on Inclusive Insurance (ICII) 2026 in Kigali, the Microinsurance Network shared early data from its 2026 Landscape of Microinsurance. The picture is encouraging: products that stay the course are growing fast, and cover is reaching new risks. But with climate and economic shocks intensifying, the data also puts a price on what the sector still isn’t doing. Drawing on the Landscape plenary and highlights from a week of sessions in Kigali, this article explores what’s working, where the industry falls short, and what it will take to finish the story.

Microinsurance Compendium Podcast

New podcast by Microinsurance Network, Munich Re Foundation, ILO’s Impact Insurance Facility in collaboration with Financial Inclusion Unlocked: 20 years of the Microinsurance Compendium

Twenty years ago, Protecting the poor: A microinsurance compendium set out to answer a big question: how can insurance work for low-income people? Published in 2006 and followed by a second volume in 2012, it drew on schemes from around the world to give one of the most thorough overviews of microinsurance at the time.

To mark the 20th anniversary, we’ve teamed up with Munich Re Foundation, the ILO’s Impact Insurance Facility and Financial Inclusion Unlocked for a new podcast series. Authors of the compendium and newer voices in inclusive insurance look back at what has held up, what has changed, and what they’d write differently today.

The first episode is out now, featuring Craig Churchill, Chief, Social Finance Programme at International Labour Organization. Stay tuned for new episodes every week.

Watch on Youtube | Listen on Apple Podcasts | Listen on Spotify

Meet our new members

HERA | The Netherlands

More than a billion women worldwide face extreme heat at work, from garment factories and street markets to farms and domestic work. HERA, a women-led climate adaptation NGO formerly known as Climate Resilience For All, exists to protect their health, income and dignity. Working with local community partners in countries including India, Sierra Leone, Ghana, Liberia, Pakistan, Thailand and the United States, HERA co-creates women-centred solutions ranging from innovative heat insurance to market shade infrastructure, cooling and health centres. It also helps build the wider field of extreme heat action through tools, data and heat literacy, together with partners such as the Self Employed Women’s Association (SEWA), HomeNet and Swiss Re.

La Positiva Seguros y Reaseguros S.A.A. | Peru

Founded in Arequipa in 1937, La Positiva Seguros has grown into one of Peru’s leading insurers, protecting more than 5.3 million people and around 100,000 businesses nationwide. Its offer covers everyday needs, from motor, home and health insurance to life, education, funeral and savings products, alongside business lines such as property, agricultural and surety cover and protection for workers. Beyond its traditional channels, La Positiva reaches large segments of the population through mass insurance, partnerships and public agricultural insurance programmes, and is building a digital health ecosystem centred on telemedicine. Its ambition is to extend insurance coverage to more people across the country.

Swiss Tropical and Public Health Institute | Switzerland

Advancing global health is the mission of the Swiss Tropical and Public Health Institute (Swiss TPH), which has combined research, education and practical expertise for over 80 years. Working with partners on more than 400 projects in around 120 countries, the Institute tackles challenges ranging from malaria and tuberculosis to cancer and climate-related health risks. Of particular relevance to inclusive insurance is its work on health financing and social health protection: Swiss TPH helps countries design and implement health insurance schemes, from needs assessments and scheme design to software development, implementation support and capacity building. In Tanzania, for example, it helped reform the Community Health Fund to bring rural and informal-sector populations into social health protection.